Layaway Policy

Our 6 Months to Pay Layaway Plan

Lock in your price with a payment of 20% of the total price including delivery (minimum $100). There is no monthly minimum payment required; pay as much and as often as you like interest free. Take delivery once item is paid in full. You have up to 6 months to complete payment on your purchase. If the layaway extends beyond 6 months, simply renew the layaway and extend for an additional 6 months.

Note: At renewal, the item price may be subject to current market and delivery  rates. All we ask is that you let us know when you want to complete your order and take delivery so we can make sure your item is in stock and available for delivery when you want it. 


Frequently Asked Questions

Can I skip a monthly payment?
Pay as often or little as you like. No monthly minimum payment is required. It's okay to make a one large lump sum payoff at the end. For example, layaway in November, make no monthly payments and then payoff in March with your tax refund check. Please note special orders must be paid at least 50% before we can order them. 

How do I make my payments?
You can pay in person, or by phone with a credit /debit card. You can also set up regular payments at your bank using BillPay. 

Which products can I choose for Layaway?
Any item is eligible for Layaway except display model, clearance or discontinued items. 

Can I change the product I have on Layaway?
Yes! You can change your layaway at anytime without additional charges. 

Can I cancel my order on Layaway?
You may cancel with a full refund within 30 days. After 30 days a 10% cancellation fee applies 

Are you holding the item for me?
We do not hold the item at our warehouse. Instead we note the date you want it and then order it so it is ready for delivery on your desired date. If the item is a special order it must be at least 50% paid before we can order it. It is a good idea to notify us 2-4 weeks before you are ready for your item so we can make sure it is in stock and available once you are ready for it. Custom made furniture can take 4-8 weeks depending upon the manufacturer so would require a longer lead time. 

What if my item is discontinued before I complete my layaway?
If the factory discontinues a layaway item, we will contact you and let you know. You would have the option to complete your layaway early and take delivery or switch to a different product and continue the layaway.  

What if my product is out-of-stock when I complete my payments?
Occasionally an item goes out of stock and is unavailable on your preferred date. If this happens we will notify you of the ETA. You can decide it you want to wait or change to a different item. If you do not wish to wait for the product, or change product you may cancel your order. Cancellations due to a product being out-of-stock are not subject to the cancellation fee.